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427 Iowa Street

Waterloo, IA 50703
  • $209,900
  • STATUS: Active
  • ON SITE: 96 Days
  • MLS #: 20260969
Price Reduced
UPDATED: 81 min ago
$209,900
  • 3
    BEDS
  • 0.09
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
Type:
Single-Family Home
Built:
1909
County:

School Information

Elementary School:
Middle School:
High School:

Description

Set on a quiet Waterloo street, this thoughtfully renewed two-story home blends character with the comfort of modern updates. From the moment you approach, the adorable open front porch sets the tone—an inviting place to start the day with coffee or wind down in the evening while watching the neighborhood pass by. Stepping through the front door reveals a home that has undergone a major renovation, where each space has been carefully restored with attention to both function and charm. The main level unfolds with a natural flow between the living room and dining area, creating a comfortable environment for everyday life or gathering with friends and family. Underfoot, beautifully refinished wood floors add warmth and continuity throughout the space. At the heart of the home, the completely updated kitchen offers a fresh and practical workspace. New cabinetry, countertops, and appliances are complemented by a tiled backsplash that adds texture and style while keeping the space easy to maintain. Just beyond, daily routines are made easier with a dedicated mudroom and main-floor laundry, designed to keep coats, shoes, and household tasks organized. A convenient half bath on the main level adds extra functionality for guests. Upstairs, three comfortable bedrooms provide space for rest and privacy. The primary bedroom includes its own shower, offering a quiet retreat at the end of the day. One of the additional bedrooms opens to a charming upper porch, a cozy spot to step outside and enjoy a quiet morning moment. Storage throughout the level helps keep everything in its place, while the hall bathroom features a double-bowl vanity and a newly installed tub, making busy mornings easier for everyone. The updates extend beyond the interior as well. A newly built oversized single-car garage provides both parking and additional storage, while new concrete sidewalks and a driveway enhance accessibility and the home’s overall curb appeal. Beautifully restored and thoughtfully updated, this Waterloo home offers the rare combination of character, modern convenience, and move-in-ready condition—an inviting place to settle in and begin the next chapter.

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Listings courtesy of Northeast Iowa Regional Board of REALTORS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by MLS GRID or Vine Valley Real Estate. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by Northeast Iowa Regional Board of REALTOR and may be amended from time to time. MLS Grid  logo Based on information submitted to the MLS GRID as of 2026-06-16T19:41:46.473 (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Click here for MLS GRID DMCA Notice
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427 Iowa Street Waterloo, IA 50703

  • Price: $209,900
  • Status: Active
  • On Site: 96 Days
  • Updated: 81 min ago
  • MLS #: 20260969
3
Beds
2
Baths
1
½ Baths
0.09
Acres
1909
Built
Neighborhood:
Railroad Addition Waterloo
County:
Black Hawk
Elementary School:
Cunningham
Middle School:
Central
High School:
East High
Property Description
Set on a quiet Waterloo street, this thoughtfully renewed two-story home blends character with the comfort of modern updates. From the moment you approach, the adorable open front porch sets the tone—an inviting place to start the day with coffee or wind down in the evening while watching the neighborhood pass by. Stepping through the front door reveals a home that has undergone a major renovation, where each space has been carefully restored with attention to both function and charm. The main level unfolds with a natural flow between the living room and dining area, creating a comfortable environment for everyday life or gathering with friends and family. Underfoot, beautifully refinished wood floors add warmth and continuity throughout the space. At the heart of the home, the completely updated kitchen offers a fresh and practical workspace. New cabinetry, countertops, and appliances are complemented by a tiled backsplash that adds texture and style while keeping the space easy to maintain. Just beyond, daily routines are made easier with a dedicated mudroom and main-floor laundry, designed to keep coats, shoes, and household tasks organized. A convenient half bath on the main level adds extra functionality for guests. Upstairs, three comfortable bedrooms provide space for rest and privacy. The primary bedroom includes its own shower, offering a quiet retreat at the end of the day. One of the additional bedrooms opens to a charming upper porch, a cozy spot to step outside and enjoy a quiet morning moment. Storage throughout the level helps keep everything in its place, while the hall bathroom features a double-bowl vanity and a newly installed tub, making busy mornings easier for everyone. The updates extend beyond the interior as well. A newly built oversized single-car garage provides both parking and additional storage, while new concrete sidewalks and a driveway enhance accessibility and the home’s overall curb appeal. Beautifully restored and thoughtfully updated, this Waterloo home offers the rare combination of character, modern convenience, and move-in-ready condition—an inviting place to settle in and begin the next chapter.
Exterior Features

Carport Spaces 1 Construction Materials Vinyl Siding Garage Square Footage 324 Lot Size Dimensions 63x60 Parking Features 1 StallAttached GarageGarage Door OpenerOversized Patio And Porch Features PorchCovered Regular Irregular Reg Road Surface Type Concrete Roof ShingleAsphalt

Interior Features

Appliances DishwasherMicrowave Built InFree-Standing RangeRefrigeratorElectric Water Heater Basement Entrance-InsideUnfinished Bath Features Master BathSeparate ShowerTub/Shower Below Grade Finished Area 0 Cooling Central Air Dining Facility Kitchen/Dining Combo Fireplace Features None Heating Natural Gas Interior Features Pocket Doors Laundry Features 1st FloorDryer Hookup-GasLaundry RoomWasher Hookup Rooms Master BathMaster Bedroom

Property Features

Additional Parcels YN No Association Fee 0 Association Fee Frequency N/A Community Features Sidewalks Flood Plain C/X - Not in Flood Plain For Sale Rent For Sale Fuel Type Natural Gas House Type 2 Story Included Stoverefrigeratordishwashermicrowave Property Sub Type Single Family Residence Security Features Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Normal Sale Tax Annual Amount 1306 Water Source Public Zoning R-3



Listings courtesy of Northeast Iowa Regional Board of REALTORS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by MLS GRID or Vine Valley Real Estate. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by Northeast Iowa Regional Board of REALTOR and may be amended from time to time. MLS Grid  logo Based on information submitted to the MLS GRID as of 2026-06-16T19:41:46.473 (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Click here for MLS GRID DMCA Notice
 
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