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319 Iowa Street

Waterloo, IA 50703
  • $224,900
  • STATUS: Active
  • ON SITE: 179 Days
  • MLS #: 20260968
$224,900
  • 3
    BEDS
  • 0.1
    ACRES
  • 1
    BATHS
  • 1
    1/2 BATHS
Neighborhood:
Type:
Single-Family Home
Built:
2024
County:

School Information

Elementary School:
Middle School:
High School:

Description

Be the first to call this newly constructed Waterloo home your own. With 3 bedrooms, 1.5 bathrooms, and 1,352 square feet of thoughtfully designed living space, this home offers the rare opportunity to step into a property where everything—from the finishes to the layout—has never been lived in before. From the moment you arrive, the large front porch sets a welcoming tone, offering a comfortable place for morning coffee, quiet evenings, or greeting neighbors as they pass by. Stepping inside, the main level unfolds into a practical and inviting layout where daily life moves easily from one space to the next. The living room, dining area, and kitchen connect in a natural flow, creating an environment that works equally well for relaxed evenings at home or gathering with friends and family. At the center of it all, the kitchen is equipped with brand-new appliances—including a microwave, stove, dishwasher, and refrigerator—giving you a fresh starting point from day one. A generous countertop with seating adds flexibility for casual meals, homework sessions, or weekend projects spread out across the surface. A convenient half bath on the main level adds practicality for guests and everyday living. Upstairs, the home transitions into its quieter side with three well-sized bedrooms and a full bathroom, offering separation between living and resting spaces. Each room provides versatility—ideal for family members, guests, or a home office—while maintaining an efficient layout that keeps everything within easy reach. The attached oversized single-car garage offers both protection from the elements and extra room for storage, tools, or outdoor gear. Downstairs, the lower level opens the door to future possibilities. Laundry hookups are already in place, and the space includes the potential for an additional bedroom with the existing egress window, along with room to add a bathroom and family room. Whether finished immediately or gradually over time, this level allows the home to grow alongside your needs. From its welcoming porch to the unfinished lower level ready for your vision, this Waterloo home offers something many buyers are searching for: a brand-new start with space to make it your own. $35,504 in down payment assistance available if the buyer closes by 6/30/2026 as well as a $5000 city incentive that will be passed along from IHHFH to the buyer at closing

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Listings courtesy of Northeast Iowa Regional Board of REALTORS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by MLS GRID or Vine Valley Real Estate. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by Northeast Iowa Regional Board of REALTOR and may be amended from time to time. MLS Grid  logo Based on information submitted to the MLS GRID as of 2026-09-06T23:41:44.737 (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Click here for MLS GRID DMCA Notice
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319 Iowa Street Waterloo, IA 50703

  • Price: $224,900
  • Status: Active
  • On Site: 179 Days
  • MLS #: 20260968
3
Beds
1
Baths
1
½ Baths
0.1
Acres
2024
Built
Neighborhood:
Cooley Addition
County:
Black Hawk
Elementary School:
Cunningham
Middle School:
Central
High School:
East High
Property Description
Be the first to call this newly constructed Waterloo home your own. With 3 bedrooms, 1.5 bathrooms, and 1,352 square feet of thoughtfully designed living space, this home offers the rare opportunity to step into a property where everything—from the finishes to the layout—has never been lived in before. From the moment you arrive, the large front porch sets a welcoming tone, offering a comfortable place for morning coffee, quiet evenings, or greeting neighbors as they pass by. Stepping inside, the main level unfolds into a practical and inviting layout where daily life moves easily from one space to the next. The living room, dining area, and kitchen connect in a natural flow, creating an environment that works equally well for relaxed evenings at home or gathering with friends and family. At the center of it all, the kitchen is equipped with brand-new appliances—including a microwave, stove, dishwasher, and refrigerator—giving you a fresh starting point from day one. A generous countertop with seating adds flexibility for casual meals, homework sessions, or weekend projects spread out across the surface. A convenient half bath on the main level adds practicality for guests and everyday living. Upstairs, the home transitions into its quieter side with three well-sized bedrooms and a full bathroom, offering separation between living and resting spaces. Each room provides versatility—ideal for family members, guests, or a home office—while maintaining an efficient layout that keeps everything within easy reach. The attached oversized single-car garage offers both protection from the elements and extra room for storage, tools, or outdoor gear. Downstairs, the lower level opens the door to future possibilities. Laundry hookups are already in place, and the space includes the potential for an additional bedroom with the existing egress window, along with room to add a bathroom and family room. Whether finished immediately or gradually over time, this level allows the home to grow alongside your needs. From its welcoming porch to the unfinished lower level ready for your vision, this Waterloo home offers something many buyers are searching for: a brand-new start with space to make it your own. $35,504 in down payment assistance available if the buyer closes by 6/30/2026 as well as a $5000 city incentive that will be passed along from IHHFH to the buyer at closing
Exterior Features

Carport Spaces 1 Construction Materials Vinyl Siding Garage Square Footage 336 Lot Size Dimensions 50x90 Parking Features Attached GarageGarage Door OpenerOversized Patio And Porch Features Covered Regular Irregular Reg Road Frontage Type Hard Surface Road Road Surface Type Concrete Roof ShingleAsphalt

Interior Features

Appliances DishwasherDryerMicrowaveFree-Standing RangeRefrigeratorWasherElectric Water Heater Basement ConcreteEntrance-InsideRadon Mitigation SystemUnfinished Bath Features Tub/Shower Below Grade Finished Area 0 Cooling Central Air Dining Facility Kitchen/Dining Combo Fireplace Features None Heating Natural Gas Laundry Features Electric Dryer HookupLower LevelWasher Hookup

Property Features

Additional Parcels YN No Association Fee 0 Association Fee Frequency N/A Flood Plain C/X - Not in Flood Plain For Sale Rent For Sale Fuel Type Natural Gas House Type 2 Story Included Stovefridgedishwashermicrowavewasher and dryer Property Sub Type Single Family Residence Security Features Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Normal Sale Tax Annual Amount 68 Water Source Public Zoning R-3



Listings courtesy of Northeast Iowa Regional Board of REALTORS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by MLS GRID or Vine Valley Real Estate. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by Northeast Iowa Regional Board of REALTOR and may be amended from time to time. MLS Grid  logo Based on information submitted to the MLS GRID as of 2026-09-06T23:41:44.737 (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Click here for MLS GRID DMCA Notice
 
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